:root{
  --navy:#101a4a;--blue:#1763a8;--blue2:#0b6ec0;--ice:#eef5fc;--text:#17233d;
  --muted:#5d6880;--line:#dfe7f1;--white:#fff;--green:#17785a;--radius:22px;
  --shadow:0 20px 55px rgba(16,26,74,.12);--max:1160px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--text);line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}
.top{background:var(--navy);color:#fff;font-size:13px}.top .wrap{min-height:38px;display:flex;align-items:center;justify-content:center;gap:22px}.top a{font-weight:750}.top span{opacity:.84}
.nav{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.nav .wrap{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:11px;font-weight:900;letter-spacing:.14em;color:var(--navy)}.logo img{width:58px;height:46px;object-fit:contain}.logo small{display:block;font-size:9px;letter-spacing:.18em;color:var(--blue);font-weight:700}.nav-actions{display:flex;align-items:center;gap:16px;font-size:14px;font-weight:750}.nav-actions .call{color:var(--blue)}
.subnav{display:flex;align-items:center;gap:16px}.subnav a{position:relative;z-index:0;color:var(--muted);font-size:13px;font-weight:750;white-space:nowrap;transition:color .22s ease,transform .22s ease}.subnav a:before{content:"";position:absolute;z-index:-1;left:-8px;right:-8px;top:-7px;bottom:-7px;border-radius:12px;background:linear-gradient(135deg,rgba(11,110,192,.10),rgba(16,26,74,.06));transform:scale(.68);opacity:0;transition:.25s cubic-bezier(.22,.61,.36,1)}.subnav a:hover,.subnav a.active{color:var(--blue);transform:translateY(-1px)}.subnav a:hover:before{transform:scale(1);opacity:1}.subnav a.active:after{content:"";position:absolute;left:0;right:0;bottom:-9px;height:2px;border-radius:2px;background:linear-gradient(90deg,var(--blue2),var(--navy));animation:nav-line-in .36s cubic-bezier(.22,.61,.36,1) both}@keyframes nav-line-in{from{transform:scaleX(0)}to{transform:scaleX(1)}}.mobile-contact-link{display:none}
.menu-toggle{display:none;width:42px;height:42px;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--navy);font-size:21px;font-weight:900;cursor:pointer}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:11px 20px;border-radius:13px;border:1px solid transparent;font-weight:800;cursor:pointer;transition:.2s ease}.btn:hover{transform:translateY(-2px)}.btn-primary{background:linear-gradient(135deg,var(--blue2),var(--navy));color:#fff;box-shadow:0 12px 28px rgba(23,99,168,.22)}.btn-light{background:#fff;border-color:var(--line);color:var(--navy)}.btn-wa{background:#eaf8f2;color:#087650;border-color:#bfe6d6}.btn.full{width:100%}
.hero{overflow:hidden;background:radial-gradient(800px 440px at 90% 0,rgba(23,99,168,.16),transparent 62%),linear-gradient(180deg,#f7faff,#fff);padding:72px 0 58px}.hero-grid{display:grid;grid-template-columns:1.16fr .84fr;gap:64px;align-items:center}.crumb{color:var(--blue);font-size:13px;font-weight:800;margin-bottom:17px}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:99px;background:var(--ice);color:var(--blue);font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.06em}.hero h1{font-size:clamp(2.4rem,5vw,4.7rem);line-height:1.04;letter-spacing:-.045em;color:var(--navy);margin:18px 0}.hero h1 em{font-style:normal;color:var(--blue)}.lead{font-size:clamp(1.06rem,2vw,1.25rem);color:var(--muted);max-width:720px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.trust-row{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}.trust{padding:7px 11px;border-radius:99px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:750;color:var(--navy)}
.fact-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:var(--shadow)}.fact-card h2{font-size:1.15rem;color:var(--navy);margin-bottom:10px}.facts{display:grid;gap:0}.fact{padding:15px 0;border-bottom:1px solid var(--line)}.fact:last-child{border-bottom:0}.fact span{display:block;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.06em;font-weight:750}.fact b{display:block;margin-top:3px;color:var(--navy)}
.section{padding:78px 0}.section.alt{background:#f6f9fd}.section-head{max-width:760px;margin-bottom:36px}.section-head .kicker{color:var(--blue);font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.section h2{font-size:clamp(1.8rem,3vw,2.8rem);line-height:1.16;letter-spacing:-.03em;color:var(--navy);margin:8px 0 12px}.section-head p{color:var(--muted);font-size:1.05rem}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:25px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 35px rgba(16,26,74,.06)}.card .icon{font-size:28px;margin-bottom:12px}.card h3{color:var(--navy);font-size:1.12rem;margin-bottom:7px}.card p,.card li{color:var(--muted)}.checklist{list-style:none;display:grid;gap:11px}.checklist li{position:relative;padding-left:28px}.checklist li:before{content:"✓";position:absolute;left:0;top:0;color:var(--green);font-weight:900}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{counter-increment:step;padding:24px;border:1px solid var(--line);border-radius:20px;background:#fff}.step:before{content:counter(step);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:14px}.step h3{font-size:1rem;color:var(--navy);margin-bottom:5px}.step p{font-size:14px;color:var(--muted)}
.contact{background:linear-gradient(145deg,var(--navy),#123b73);color:#fff}.contact .section-head h2,.contact .section-head p{color:#fff}.contact .section-head p{opacity:.78}.contact-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:44px;align-items:start}.contact-list{display:grid;gap:12px}.contact-link{display:flex;align-items:center;gap:13px;padding:15px;border:1px solid rgba(255,255,255,.15);border-radius:15px;background:rgba(255,255,255,.07)}.contact-link b{display:block}.contact-link span{font-size:12px;opacity:.72}.form{padding:28px;background:#fff;border-radius:26px;color:var(--text);box-shadow:var(--shadow)}.form h3{font-size:1.35rem;color:var(--navy)}.form-intro{color:var(--muted);font-size:14px;margin:4px 0 20px}.field{margin-bottom:14px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field label{display:block;font-size:12px;font-weight:800;margin:0 0 6px;color:var(--navy)}.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:11px;background:#fbfdff;outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue2);box-shadow:0 0 0 3px rgba(11,110,192,.1)}.consent{display:flex;align-items:flex-start;gap:9px;color:var(--muted);font-size:12px;margin:5px 0 16px}.consent input{margin-top:4px}.consent a{text-decoration:underline}.status{display:none;margin-top:12px;padding:11px;border-radius:10px;background:#eaf8f2;color:#087650;font-size:13px;font-weight:750}.status.show{display:block}.status.error{background:#fff0f0;color:#a12f2f}.hp{position:absolute;left:-9999px}
.article{max-width:800px}.article h2{margin-top:40px}.article h3{color:var(--navy);margin:27px 0 6px}.article p,.article li{color:#44516a}.article ol,.article ul{padding-left:24px;display:grid;gap:12px}.article-callout{margin:30px 0;padding:22px;border-left:4px solid var(--blue);border-radius:0 15px 15px 0;background:var(--ice)}
.footer{padding:34px 0;background:#0b1234;color:#fff}.footer .wrap{display:flex;align-items:center;justify-content:space-between;gap:25px}.footer p{font-size:12px;opacity:.72}.footer-links{display:flex;gap:17px;font-size:12px}
.thanks{min-height:calc(100vh - 150px);display:grid;place-items:center;padding:70px 0;background:radial-gradient(700px 420px at 50% 0,rgba(23,99,168,.18),transparent 70%),#f7faff}.thanks-card{width:min(680px,calc(100% - 36px));text-align:center;padding:48px;border:1px solid var(--line);border-radius:30px;background:#fff;box-shadow:var(--shadow)}.thanks-icon{display:grid;place-items:center;width:70px;height:70px;margin:0 auto 18px;border-radius:50%;background:#eaf8f2;color:var(--green);font-size:35px;font-weight:900}.thanks-card h1{color:var(--navy);font-size:clamp(2rem,5vw,3.2rem);line-height:1.1}.thanks-card>p{color:var(--muted);margin:14px auto 25px;max-width:520px}.next{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:26px 0}.next div{padding:14px 8px;border-radius:13px;background:#f5f8fc;font-size:12px;color:var(--muted)}.next b{display:block;color:var(--navy);font-size:13px}
.mobile-bar{display:none}
@media(max-width:1040px){.subnav{display:none;position:absolute;left:20px;right:20px;top:68px;z-index:40;flex-direction:column;align-items:stretch;gap:0;padding:10px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}.subnav.open{display:flex}.subnav.open a{animation:nav-item-in .32s cubic-bezier(.22,.61,.36,1) both}.subnav.open a:nth-child(2){animation-delay:.035s}.subnav.open a:nth-child(3){animation-delay:.07s}.subnav.open a:nth-child(4){animation-delay:.105s}.subnav.open a:nth-child(5){animation-delay:.14s}.subnav.open a:nth-child(6){animation-delay:.175s}@keyframes nav-item-in{from{opacity:0;transform:translateX(12px)}to{opacity:1;transform:none}}.subnav a{padding:11px 12px;border-radius:9px}.subnav a:before{display:none}.subnav a:hover,.subnav a.active{background:var(--ice);transform:none}.subnav a.active:after{display:none}.subnav .mobile-contact-link{display:block}.menu-toggle{display:block;transition:transform .25s ease,background .25s ease}.menu-toggle[aria-expanded="true"]{transform:rotate(90deg);background:var(--ice)}.nav-actions{gap:8px}}
@media(max-width:850px){.hero-grid,.contact-grid{grid-template-columns:1fr}.hero{padding-top:48px}.grid-3,.steps{grid-template-columns:1fr 1fr}.contact-grid{gap:28px}}
@media(max-width:620px){body{padding-bottom:76px}.wrap{width:min(100% - 28px,var(--max))}.top span{display:none}.nav .wrap{height:68px}.logo img{width:44px}.logo{font-size:12px;letter-spacing:.1em}.logo small{font-size:7px}.nav-actions .btn{display:none}.hero{padding:38px 0 45px}.hero-grid{gap:28px}.hero h1{font-size:2.45rem}.grid-2,.grid-3,.steps,.field-row,.next{grid-template-columns:1fr}.section{padding:58px 0}.fact-card,.form{padding:22px}.footer .wrap{flex-direction:column;text-align:center}.mobile-bar{position:fixed;z-index:50;left:14px;right:14px;bottom:12px;display:grid;grid-template-columns:repeat(3,1fr);padding:6px;border:1px solid var(--line);border-radius:17px;background:rgba(255,255,255,.96);box-shadow:0 14px 40px rgba(16,26,74,.23)}.mobile-bar a{display:flex;flex-direction:column;align-items:center;gap:1px;padding:6px;border-radius:11px;font-size:10px;font-weight:850}.mobile-bar span{font-size:18px}.mobile-bar .primary{background:var(--navy);color:#fff}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}
